2026 planning closes 20 November. Engagements started after that date carry an expedited fee.
01Private 45-minute tax review
Most of your 2026 tax bill is already decided.
Some of it still isn't.
Forty five minutes with a strategist who reads your last return and tells you which decisions for this year you can still change, and which ones closed months ago.
For business owners, investors and high earners whose tax bill has grown faster than the setup around it.
- Business owners, investors and high earners
- Confidential, no obligation
- Nothing to prepare but last year's return
Planning timing
Most 2026 planning has to be in place by 20 November.
After that date, an expedited fee applies.
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02Request your review
Tell us enough to know whether the call makes sense.
Please do not enter Social Security numbers, account numbers or other sensitive financial details here. If documents are needed later we will send a secure link for them.
03What you walk away with
A straight answer, in three passes.
The review exists to separate the parts of 2026 that can still be engineered from the parts that are now a matter of record.
01
Read the return
We start with what was actually filed last year: income sources, entities, property, and who has been handling the work.
02
Name what is still open
We identify which decisions for this year can still move, and say plainly which ones closed when they closed.
03
Decide on fit
If we are not the right firm, you hear it on the call. If we are, you get the scope and the cost before you commit to anything.
04Return signal scan
Locate your starting point.
Two questions. Nothing is submitted or stored.
Pick one answer from each question. Your likely call focus will appear here.
05Who this is for
A narrow service, and it does not suit everyone.
Worth the time if
- Your tax bill has grown faster than your setup has changed.
- You run more than one entity, or suspect you need to.
- You own property the business uses, or you are buying.
- A sale, a purchase or a step back sits in the next five years.
- Every tax conversation you have happens after the year closes.
Probably not a fit if
- You need a return prepared and nothing more.
- You are after one deduction rather than a plan.
- You want a savings figure before anyone has read your facts.
- You are not in a position to implement and maintain a plan.
06The defensibility sequence
Planning is only worth what it can survive.
Finding an idea is the easy part. The value sits in connecting the return, the architecture, the implementation and the record that supports the position.
01
Assessment
Look back
One to three years of returns, so the plan starts from what actually happened rather than what was assumed.
02
Architecture
Design forward
Map the moves that fit your entities, your income picture and what you want the money to do.
03
Implementation
Do the legwork
Research, documentation and filing are coordinated here, so you are not handed a list of tasks and wished well.
04
Substantiation
Keep it defensible
Each position is documented as it is taken, with quarterly attention rather than an annual scramble.
07The credentials behind the work
Nine credentials. One team.
Tax, planning, investment, retirement, exit and digital assets, each backed by a credential that has to be earned, tested and maintained.
CPA
Certified Public Accountant
Licensed to prepare, review and sign your return, with full accountability for it.
EA
IRS Enrolled Agent
Federally licensed to represent you before the IRS in audits and disputes.
ATA™
Accredited Tax Advisor
Advanced training in tax planning for individuals and business owners.
CFP®
CFP® professional
Your tax plan is built inside your wider financial plan, not around a single return.
AWMA®
Accredited Wealth Management Advisor℠
Tax planning connected to wealth preservation, estate considerations and investment efficiency.
AIF®
Accredited Investment Fiduciary®
Held to a fiduciary standard when a strategy touches investment or retirement accounts.
CRPC®
Chartered Retirement Planning Counselor℠
Retirement accounts used deliberately as part of the tax plan.
CEPA®
Certified Exit Planning Advisor
For owners, a sale, succession or transfer is planned into the strategy from the start.
CCE™
Certified Crypto Expert
Crypto income, staking and digital asset activity handled as part of the return.
Credentials are held by individual members of the Prosperity Tax Advisors team. Educational only. Not legal or tax advice.
08Why this is a different conversation
Two jobs. Most firms only do one.
One job is making sure last year was reported correctly. That work matters, and all of it happens after every decision that mattered was already made.
Job one
What most firms do
- When
- January onward, on a year that closed in December.
- The work
- Record what already happened, accurately.
- What it can change
- Nothing. The year is a matter of record.
Job two
What we were built for
- When
- Through the year, before each window closes.
- The work
- Engineer the position, implement it, then document it.
- What it can change
- Entity, compensation, timing, property, and what is defensible later.
Designed, implemented, filed and defended in house. We are the CPA.
09Client voice
Individual engagements. Individual outcomes.
Client perspective
“For the first time, my tax plan matches my ambition.”
Client perspective
“They explained everything in plain English, showed me the numbers, and delivered.”
Educational only. Not legal or tax advice. These are individual client experiences and are not typical, guaranteed, or predictive of anyone else's outcome. Names and identifying details may be changed. No professional relationship is formed until a written engagement is signed.
10Who you are meeting
A candid conversation with the founder.
Michael Moffa
Founder, Prosperity Tax Advisors · Tampa, FL
ATA™ · AIF® · AWMA®
CCE™ · CEPA® · CRPC®
Prosperity Tax Advisors is a Tampa practice working with clients nationwide, bringing tax, accounting and wealth planning together so decisions get made once rather than three times.
The review is a direct conversation about what your return says, which decisions may still be open, and whether our work is the right fit for the facts in front of us.
11Before you ask for a time
The questions people actually have.
Is the review really free?
Yes. No fee for the 45 minutes, no payment taken, and no obligation afterwards.
Will I get specific tax advice on the call?
You will get an honest read on what is worth examining. Actual recommendations come after a credentialed practitioner has reviewed your facts under a signed engagement, because that is the only point at which they mean anything.
Do I have to send my return first?
No. Bring last year's return to the call if you have it. Nothing else to prepare, and nothing to upload here.
Do I have to leave the firm that prepares my return?
That depends on what you need. We design, implement, file and defend in house, so for most clients we become the firm that handles it. We will tell you which applies to you before you decide anything.
What does an engagement cost?
It depends on the complexity of your income, your entities and what has to be implemented. If there is a fit you get the scope and the fee before you decide.
Is my information confidential?
What you send is used only to evaluate and answer your request. Sensitive documents are only ever handled through a secure system, never a web form.
Why does 20 November matter?
Most planning needs analysis, documentation and implementation before the year ends. Engagements starting after 20 November may need expedited work and an additional fee.
12Your next move
Your return is a record.
This year is still a decision.
Forty five minutes, confidential, no obligation. Find out which parts of 2026 you can still change.